You’ve just been involved in a car accident and now it is time to file a claim. How will your insurer handle it? Will they pay you exactly what you are entitled to receive? Will they see your side and cut you a check as soon as possible? While most policyholders assume that their claim would be handled at a rapid rate and that they wouldn’t have to deal with any hassles to get it paid, unfortunately, this doesn’t happen very often. While your company may have claimed that they have your best interest in mind and are there to help you get through rough times like these, the fact is, your insurer isn’t your friend and isn’t really concerned with what you’re going through following the collision. [Read more…] about Does My Car Insurance Company Have My Best Interest in Mind?
There are certain times of the day when drivers are more at risk and more susceptible to engaging in an accident than others. One of these times is at night. Driving during the nighttime hours is one of the riskier times to get behind the wheel simply because many drivers struggle to see. In fact, the National Highway Traffic Safety Administration (NHTSA) highlights that fatal accidents are more likely to occur at night compared to the daytime. [Read more…] about Tips to Help Reduce the Risk of Driving at Night
If your child recently approached you asking for their first bike or they are now ready to begin riding without their training wheels, you probably felt a little excited as you likely remember what it was like when you first learned to ride a bike. But, like most parents, those feelings of excitement dwindle away and are followed by feelings of fear and anxiety. What if my child falls? What if they ride in the street when a car is approaching? What if they lose control of the bike while riding? Although those are all valid concerns, the fact is, you can ease these feelings by preparing your child for the worst so they can enjoy riding their bike, and do so in a safe manner. [Read more…] about Safety Tips for Parents of Children Who are Ready to Ride a Bike
There is no getting around purchasing car insurance if you plan on operating a car, truck, or motorcycle, as it is not only required by law to have but it is also essential in the event of an accident. Unfortunately, insurance premiums can be rather costly which can make choosing a policy difficult, especially if you want adequate coverage that will cover you and allow you to spend less in the event of an accident. While we all know that insurance costs can be a burden and expensive, there are ways you can save so that you aren’t having to dish out so much each month. [Read more…] about What Are Some Ways I Can Save Money on Car Insurance?
If you are the proud parent of a new baby or expecting your first child, you may be wondering where the car seat should go so that you reduce the chances of them sustaining an injury in the event you are involved in an accident. Although we never like to think that this could happen, thousands of cars are involved in wrecks each day, so it is better to be safe than sorry and take all the precautionary measures we can so that our little ones are as safe as they can be. [Read more…] about Where Should I Place My Child’s Car Seat?
After engaging in an accident, you probably notified your insurer that you were involved in a wreck and went ahead and submitted a claim. While this is the general protocol most follow after being involved in a car crash in Alexandria, LA, many take these steps with the hopes that they will receive a settlement that will help cover the cost of their medical bills that have accrued as well as for the pain and suffering the accident has brought on. Although this is generally how insurance companies handle these types of situations, not always will they provide you with the settlement you expect. [Read more…] about How Do I Know if My Insurance Company is Providing Me with a Fair Settlement?